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Coverage Types
Property (Buildings and Contents)
Property insurance is an extensive category of business insurance that includes buildings and their contents, equipment, materials, inventory, and even loss of income should property be damaged.
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Liability
Liability comes in several forms, and the list of potential exposures seems to grow daily. Many varieties of liability insurance exist to protect your business should it accidentally injure someone, damage something, hurt reputations, or cause financial loss. Coverages protect against risk associated with your product, operations, and service.
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Auto & Truck
Commercial auto insurance is a form of business insurance protecting against risks associated with operating vehicles. Most businesses have a degree of auto-related risk, whether they own vehicles or not. Basic policies protect against hurting others or their vehicles as a result of an accident, but take a few minutes to familiarize yourself with the many other risks your business may face.
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Workers Compensation
For many businesses, workers compensation is one of the costliest insurance policies. Bankers Insurance specializes in workers’ compensation and is an expert at not only placing you with the best insurance carrier, but also advising you on how to reduce your costs for years to come.
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Umbrella
Commercial umbrella insurance places an extra layer of protection over certain policies, thereby increasing their liability limits. Does your business need a $2,000,000 limit on business auto and general liability? If so, an umbrella policy can be placed over those policies to provide the necessary coverage.
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Flood
Flood insurance is not covered by most commercial property policies. Your business does not need to be located in a flood plain to experience flood damage. Bankers Insurance can quote your business flood insurance quickly, easily, and in many cases without an elevation certificate.
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Cyber Liability / Data Breach
Protect your business against privacy breach, whether the leaked information be electronic or on paper. This affordable coverage is a must for every business.
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Crisis Response
Ensure your duty of care to your employees and the public. Protection against active shooter, hostage crisis, terrorism, blackmail, stalking, kidnap, cyber ransomware, extortion, and more…
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