Treasury Services

Reliable and Secure Payments to Keep Your Business Moving Forward

To find more information or get started with a Payables Solution today, contact us!

Automated Clearing House (ACH)

ACH is one of the fastest methods for moving money electronically. ACH may be used for direct deposit of payroll, vendor payments and tax payments.

Wire Transfers

Initiate same-date and/or future dated domestic or international wires quickly and conveniently. Funds are available immediately. Repetitive wire templates are available.

Commercial Credit Cards

Save time and money by automating vendor payments, reduce payment fraud, improve cash flow and add a recurring revenue stream to your balance sheet. 

Streamline and expedite your funds collection processes

To sign up for a Receivables Solution today, contact us!

ACH Receivables

Originate ACH debit files to receive ACH payment files from your customers or vendors.

Wire Transfers

Securely receive high value transactions from your customers or vendors both domestically and internationally, all with same-day settlement.

Remote Deposit Capture

Make check deposits from the comfort of your own office and receive same-day credit using a scanner.

Mobile Remote Deposit

Conveniently deposit checks using your mobile device with Bank of Botetourt’s mobile app.

Merchant Services

We offer merchant bankcard services that offer money-saving payment processing solutions, from point-of-sale to reconciliation, that help your business grow.

Take steps to protect your business

Positive Pay

With Positive Pay, you can be sure that no one will be able to compromise your account and cash flow. Complete automatic matching of paid checks to your listing of issued checks to prevent fraud.

ACH Fraud Protection

Helps combat fraud associated with electronic payments. Your business sets up a list of approved vendors that are paid automatically, along with expiration dates and filters that cap the amount of money that can be paid to any one vendor.

Security Alerts

We are proud to deliver the highest level of security for our Business Online Banking customers. We add an additional layer of security to our login process with multi-factor authentication. Customers sending ACH & Wires utilize hard tokens or soft tokens.

Account Alerts

With account alerts, you know the moment something important happens on your accounts. It’s easy and available to all Bank of Botetourt consumer and business customers.

Reach long-term and short-term savings and investment goals for your business

Line of Credit Sweep

Allows you to improve your day-to-day treasury management by sweeping excess funds to a line of credit.

Account Sweep

This sets up the ability to sweep excess funds from a business checking account to a business money market account.

Savings & Business Money Market Accounts

Accounts earn interest and assist you in managing liquidity and return for your business.

CDARS^® & ICS^®

Take advantage of a convenient and safe way to earn interest and access FDIC insurance for funds greater than $250,000